Medicare Advantage without drug coverage · HMO · Plan ID H4513-078
HealthSpring Courage (HMO)
Offered by HealthSpring (Health Care Service Corporation) · available in 43 counties in AR
Monthly premium$0health coverage only
Yearly out-of-pocket max$4,500in network
Star Rating★★★½ 3.5 out of 52027 CMS rating
Extra benefits listed in the CMS file
| Part B premium reduction | Gives back $115 a month toward your Part B premium |
|---|---|
| Dental | Preventive and comprehensive dental |
| Vision | routine eye exam; eyewear |
| Hearing | routine hearing exam; hearing aids |
| Over-the-counter items | $50 per quarter allowance |
| Fitness | Fitness benefit (gym membership or program) |
| Meals | Meal benefit (usually after a hospital stay or for a qualifying condition) |
| Caregiver support | Support for caregivers of enrollees |
Allowances and limits come from the plan's filing with CMS and are simplified here. Some benefits are only for members with certain chronic conditions. The plan's Evidence of Coverage is the final word.
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- See this plan on Medicare.gov, where you can add your prescriptions and compare estimated yearly costs.
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