Medicare Advantage with drug coverage · HMO · Plan ID H3815-040
Alignment Health Smart 040 (HMO)
Offered by Alignment Health Plan (Alignment Healthcare USA, LLC) · available in 4 counties in CA
Monthly premium$0health + drug coverage
Yearly out-of-pocket max$3,999in network
Drug deductible$700Enhanced Alternative
Star Rating★★★½ 3.5 out of 52027 CMS rating
Extra benefits listed in the CMS file
| Part B premium reduction | Gives back $108 a month toward your Part B premium |
|---|---|
| Dental | Preventive and comprehensive dental |
| Vision | routine eye exam; eyewear |
| Hearing | routine hearing exam |
| Fitness | Fitness benefit (gym membership or program) |
Allowances and limits come from the plan's filing with CMS and are simplified here. Some benefits are only for members with certain chronic conditions. The plan's Evidence of Coverage is the final word.
Check the details that matter most
- Is my doctor in the network? (plan's provider directory)
- Are my prescriptions covered? (plan's drug list)
- Is my pharmacy in the network?
- Plan website
- See this plan on Medicare.gov, where you can add your prescriptions and compare estimated yearly costs.
Compare every plan in your ZIP code
Nobody will call you. We don't sell insurance, and we don't pass your information to anyone who does.