Medicare Advantage with drug coverage · HMO · Plan ID H2610-016
Essence Advantage Select (HMO)
Offered by Essence Healthcare (Lumeris Group Holdings Corporation) · available in 23 counties in IL, MO
Monthly premium$0health + drug coverage
Yearly out-of-pocket max$4,450in network
Drug deductible$450Enhanced Alternative
Star Rating★★★★ 4 out of 52027 CMS rating
Extra benefits listed in the CMS file
| Dental | Preventive and comprehensive dental, up to $2,900 a year for comprehensive |
|---|---|
| Vision | routine eye exam; eyewear |
| Hearing | routine hearing exam; hearing aids, plan pays up to $1,000 every 2 years |
| Over-the-counter items | $25 per quarter allowance |
| Fitness | Fitness benefit (gym membership or program) |
Allowances and limits come from the plan's filing with CMS and are simplified here. Some benefits are only for members with certain chronic conditions. The plan's Evidence of Coverage is the final word.
Check the details that matter most
- Is my doctor in the network? (plan's provider directory)
- Are my prescriptions covered? (plan's drug list)
- Is my pharmacy in the network?
- Plan website
- See this plan on Medicare.gov, where you can add your prescriptions and compare estimated yearly costs.
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