/* Benefits Insider Medicare Navigator — same tokens as checkup.benefitsinsider.co */
:root{--navy:#034186;--blue:#2F6BA5;--gold:#FFDE59;--ink:#030712;--mist:#DBE5F1;--gray:#E5E7EB;--gray-bg:#F6F8FA;
  --slate:#4B5563;--red:#9B1B30;--green:#1f7a3a;--display:"Lora",Georgia,serif;--body:"Inter",system-ui,-apple-system,sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--body);font-size:19px;line-height:1.6;color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--display);font-weight:700;line-height:1.14;margin:0 0 10px}
h1{font-size:clamp(32px,5vw,46px)}
h2{font-size:clamp(25px,3.4vw,32px)}
h3{font-size:22px}
p{margin:0 0 14px}
a{color:var(--navy)}
img{max-width:100%}
.wrap{max-width:980px;margin:0 auto;padding:0 20px}
.eyebrow{font-size:13px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--blue);margin:0 0 8px}
.muted{color:var(--slate)}
.fine{font-size:14px;line-height:1.55;color:#374151}
.hidden{display:none!important}
.btn{display:inline-block;background:var(--navy);color:#fff;font-weight:700;font-size:19px;padding:15px 26px;border-radius:12px;text-decoration:none;border:0;cursor:pointer;font-family:var(--body);min-height:52px}
.btn:hover{background:#02356d}
.btn.gold{background:var(--gold);color:var(--ink)}
.btn.ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn:focus-visible,a:focus-visible,input:focus-visible,button:focus-visible,select:focus-visible{outline:3px solid var(--gold);outline-offset:2px}

/* header */
.top{background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 20px}
.brand{display:flex;align-items:center;gap:14px;color:#fff;text-decoration:none}
.brand span{font-family:var(--display);font-weight:700;font-size:20px;border-left:1px solid rgba(255,255,255,.35);padding-left:14px}
.top-link{color:#fff;font-size:16px;text-decoration:underline}
@media(max-width:600px){.brand span{display:none}}

/* hero */
.hero{background:var(--navy);color:#fff;padding:44px 0 40px}
.hero h1{color:#fff}
.hero .eyebrow{color:var(--gold)}
.hero p.lead{font-size:21px;color:var(--mist);max-width:720px}
.zipform{display:flex;gap:10px;flex-wrap:wrap;margin:22px 0 10px}
.zipform input{font:inherit;font-size:24px;letter-spacing:.06em;padding:12px 16px;border-radius:12px;border:2px solid #fff;width:200px;min-height:56px;font-variant-numeric:tabular-nums}
.zipform .btn{min-height:56px}
.promises{list-style:none;padding:0;margin:18px 0 0;display:flex;gap:14px 28px;flex-wrap:wrap;color:#fff;font-size:17px}
.promises li::before{content:"✓";color:var(--gold);font-weight:700;margin-right:8px}
.err{background:#fff;color:var(--red);border-radius:10px;padding:10px 14px;font-weight:600;display:inline-block;margin-top:8px}

section{padding:40px 0}
section.alt{background:var(--gray-bg)}
.cards{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.card{background:#fff;border:1px solid var(--gray);border-radius:14px;padding:20px 22px}
.card h3{margin-top:4px}
.card p{font-size:17px;color:var(--slate);margin:0}

/* results */
#results{padding-top:28px}
.summary{background:var(--navy);color:#fff;border-radius:16px;padding:24px 26px}
.summary h2{color:#fff;margin-bottom:6px}
.summary .eyebrow{color:var(--gold)}
.summary .sub{color:var(--mist);font-size:18px;margin:0 0 14px}
.stats{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));margin-top:10px}
.stat{background:rgba(255,255,255,.08);border-radius:12px;padding:12px 14px}
.stat b{display:block;font-family:var(--display);font-size:30px;line-height:1.1;color:var(--gold)}
.stat span{font-size:14px;color:var(--mist);line-height:1.35;display:block;margin-top:2px}
.countypick{background:#fff;border:2px solid var(--navy);border-radius:14px;padding:20px 22px;margin-bottom:18px}
.countypick label{display:flex;align-items:center;gap:12px;font-size:19px;padding:10px 0;border-bottom:1px solid var(--gray);cursor:pointer}
.countypick label:last-of-type{border-bottom:0}
.countypick input{width:22px;height:22px;accent-color:var(--navy)}

/* gate */
.gate{background:#fff;border:2px solid var(--navy);border-radius:16px;padding:26px 26px 18px;margin:20px 0}
.gate h2{font-size:27px}
.gate label{display:block;font-weight:600;font-size:17px;margin:12px 0 6px}
.gate input[type=text],.gate input[type=email],.gate input[type=tel]{width:100%;font-size:19px;padding:13px 15px;border:2px solid var(--gray);border-radius:10px;font-family:var(--body)}
.consent{display:flex;gap:12px;align-items:flex-start;background:var(--gray-bg);border:1px solid var(--gray);border-radius:10px;padding:14px;margin:14px 0}
.consent input{width:22px;height:22px;flex:none;margin:2px 0 0;accent-color:var(--navy)}
.consent span{font-size:13.5px;line-height:1.55;color:#374151}
.nocall{font-size:17px;margin:14px 0 0}
.nocall em{display:block;font-style:normal;color:var(--slate);font-size:15px}
.gate .err{display:block;margin:10px 0 0;background:#fdf2f3}

/* reading guide */
.guide{border-left:6px solid var(--gold);background:var(--gray-bg);border-radius:12px;padding:18px 22px;margin:22px 0}
.guide ol{margin:8px 0 0;padding-left:22px}
.guide li{margin:6px 0;font-size:17px}
.guide li b{color:var(--navy)}

/* controls */
.controls{position:sticky;top:0;z-index:5;background:#fff;border-bottom:1px solid var(--gray);padding:12px 0;margin:18px 0 10px}
.seg{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:10px}
.seg button{font:inherit;font-size:16px;font-weight:600;padding:10px 14px;border-radius:999px;border:2px solid var(--navy);background:#fff;color:var(--navy);cursor:pointer;min-height:44px}
.seg button[aria-pressed=true]{background:var(--navy);color:#fff}
.toggles{display:flex;gap:8px 18px;flex-wrap:wrap;align-items:center;font-size:16px}
.toggles label{display:inline-flex;align-items:center;gap:7px;cursor:pointer;min-height:36px}
.toggles input{width:20px;height:20px;accent-color:var(--navy)}
.toggles select{font:inherit;font-size:16px;padding:8px 10px;border-radius:8px;border:2px solid var(--gray);margin-left:auto}
.count{font-size:16px;color:var(--slate);margin:6px 0 14px}

/* plan cards */
.plan{background:#fff;border:1px solid var(--gray);border-radius:14px;padding:18px 20px;margin-bottom:14px;display:grid;gap:12px 20px;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr)}
@media(max-width:700px){.plan{grid-template-columns:1fr}}
.plan .name{font-family:var(--display);font-weight:700;font-size:22px;line-height:1.2;margin:0}
.plan .name a{color:var(--ink);text-decoration:none}
.plan .name a:hover{text-decoration:underline}
.plan .org{color:var(--slate);font-size:16px;margin:4px 0 8px}
.badge{display:inline-block;font-size:13px;font-weight:700;letter-spacing:.02em;padding:3px 9px;border-radius:999px;background:var(--mist);color:var(--navy);margin:0 6px 6px 0}
.badge.warn{background:#fdf2f3;color:var(--red)}
.badge.good{background:#e7f4ea;color:var(--green)}
.nums{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.nums div{background:var(--gray-bg);border-radius:10px;padding:10px 10px 8px}
.nums span{display:block;font-size:12.5px;color:var(--slate);line-height:1.3;text-transform:uppercase;letter-spacing:.04em}
.nums b{display:block;font-family:var(--display);font-size:24px;line-height:1.15;margin-top:2px;font-variant-numeric:tabular-nums}
.nums small{display:block;font-size:12.5px;color:var(--slate)}
.stars{color:#d99a00;letter-spacing:1px}
.bens{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:6px 8px;font-size:14.5px;color:#374151}
.bens span{background:#fff;border:1px solid var(--gray);border-radius:8px;padding:3px 9px}
.plan .links{grid-column:1/-1;font-size:16px;display:flex;gap:18px;flex-wrap:wrap}
.notice{background:var(--gray-bg);border-left:5px solid var(--navy);border-radius:10px;padding:12px 16px;font-size:17px}
.notice.warn{border-color:var(--red)}
.notice.good{border-color:var(--green)}

/* next steps */
.steps{counter-reset:s;list-style:none;padding:0;margin:0}
.steps li{position:relative;padding-left:52px;margin:0 0 14px;font-size:18px}
.steps li::before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center;font-family:var(--display)}

/* sponsors */
.sponsors{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.sponsor{border:1px dashed var(--gray);border-radius:12px;padding:16px 18px;font-size:16px}
.sponsor .eyebrow{color:var(--slate)}

/* glossary */
dl.gloss{display:grid;gap:4px 18px;grid-template-columns:max-content 1fr;font-size:17px}
dl.gloss dt{font-weight:700;color:var(--navy)}
dl.gloss dd{margin:0 0 10px}
@media(max-width:600px){dl.gloss{grid-template-columns:1fr}dl.gloss dd{margin-bottom:14px}}

/* plan detail page */
.plan-page{padding:34px 0 50px}
.plan-page .org{color:var(--slate);font-size:18px}
.facts{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));margin:22px 0}
.facts div{background:var(--gray-bg);border-radius:12px;padding:14px 16px}
.facts span{display:block;font-size:13px;color:var(--slate);text-transform:uppercase;letter-spacing:.04em}
.facts b{display:block;font-family:var(--display);font-size:30px;line-height:1.1;margin:4px 0 2px}
.facts b.starcell{font-size:22px}
.facts small{color:var(--slate);font-size:14px}
table.bens{border-collapse:collapse;width:100%;margin:8px 0 10px;display:table}
table.bens th{text-align:left;padding:10px 12px 10px 0;vertical-align:top;color:var(--navy);width:34%;border-bottom:1px solid var(--gray)}
table.bens td{padding:10px 0;border-bottom:1px solid var(--gray)}
ul.links{padding-left:22px}
ul.links li{margin:8px 0}
.cta{margin:28px 0 10px}

footer{background:var(--navy);color:#fff;padding:34px 20px 44px;margin-top:40px}
footer p{max-width:980px;margin:0 auto 12px}
footer .fine{color:var(--mist)}
footer a{color:#fff}

/* on phones the filter bar is tall; do not pin it */
@media(max-width:700px){.controls{position:static}}

/* the report box inside the gate */
.report{background:var(--navy);color:#fff;border-radius:14px;padding:18px 20px 8px;margin:14px 0 14px}
.report .eyebrow{color:var(--gold)}
.report-items{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin-top:8px}
.report-items>div{background:rgba(255,255,255,.08);border-radius:12px;padding:12px 14px 10px;position:relative}
.report-items b{display:block;font-family:var(--display);font-size:19px;line-height:1.2;color:#fff;padding-left:40px;min-height:34px}
.report-items p{font-size:15px;line-height:1.45;color:var(--mist);margin:8px 0 0}
.rn{position:absolute;left:14px;top:12px;width:30px;height:30px;border-radius:50%;background:var(--gold);color:var(--ink);font-family:var(--display);font-weight:700;font-size:17px;display:flex;align-items:center;justify-content:center}

/* ---- photo-led hero (Option A) ---- */
.hero{padding:0}
.hero-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:24px;align-items:stretch}
.hero-txt{padding:44px 0 40px}
.hero-pic{position:relative;min-height:380px;margin-right:-20px}
.hero-pic img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:46% 20%}
.hero-pic::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0%,rgba(3,65,134,0) 24%)}
@media(max-width:820px){
  .hero-grid{grid-template-columns:1fr;gap:0}
  .hero-txt{padding:34px 0 26px}
  .hero-pic{min-height:230px;margin:0 -20px}
  .hero-pic::after{background:linear-gradient(180deg,var(--navy) 0%,rgba(3,65,134,0) 22%)}
}
/* ---- quote band (Option C) ---- */
.quote{background:#FBF7EE;padding:26px 0}
.quote .wrap{display:flex;gap:22px;align-items:center}
.quote img{width:84px;height:84px;border-radius:50%;object-fit:cover;flex:none;border:4px solid #fff;box-shadow:0 4px 14px rgba(0,0,0,.12)}
.quote blockquote{margin:0;font-family:var(--display);font-style:italic;font-size:22px;line-height:1.35;color:var(--ink)}
.quote cite{display:block;font-style:normal;font-family:var(--body);font-size:15px;color:var(--slate);margin-top:6px}
@media(max-width:600px){.quote .wrap{flex-direction:column;align-items:flex-start;gap:12px}.quote blockquote{font-size:20px}}
/* ---- how it works (Option A) ---- */
.how{background:#FBF7EE;padding:56px 0}
.how-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}
.how-pic{position:relative}
.how-pic img{width:100%;height:auto;display:block;border-radius:22px;box-shadow:0 14px 40px rgba(3,65,134,.18)}
.how-pic::before{content:"";position:absolute;top:-14px;right:-14px;width:120px;height:120px;background:var(--gold);border-radius:50%;z-index:0;opacity:.9}
.how-pic img{position:relative;z-index:1}
.how-steps{list-style:none;padding:0;margin:14px 0 0}
.how-steps li{display:flex;gap:14px;align-items:flex-start;font-size:19px;margin:0 0 14px}
.how-steps .n{flex:none;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);font-family:var(--display);font-weight:700;display:flex;align-items:center;justify-content:center}
@media(max-width:820px){.how-grid{grid-template-columns:1fr}.how{padding:40px 0}}
/* ---- icons (Option B) ---- */
.icon{width:34px;height:34px;flex:none}
.icon.lg{width:44px;height:44px}
#why .card .icon.lg{margin-bottom:10px}
.rep-icons .report-items>div{padding:12px 14px 12px}
.rep-icons .report-items b{padding-left:0;min-height:0;margin-top:8px}
.rep-icons .report-items .icon.lg{color:var(--gold)}

/* bottom call to action */
.cta-bottom{background:var(--navy);color:#fff;padding:52px 0 48px;text-align:left}
.cta-bottom .eyebrow{color:var(--gold)}
.cta-bottom h2{color:#fff}
.cta-bottom .lead{color:var(--mist);font-size:20px;max-width:720px}
.cta-bottom .zipform{margin-top:18px}

/* ---- guide promos (clickable covers) ---- */
.promo{padding:44px 0;background:#fff}
.promo.alt{background:var(--gray-bg)}
.promo-card{display:grid;grid-template-columns:300px 1fr;gap:34px;align-items:center;text-decoration:none;color:var(--ink);background:#FBF7EE;border:1px solid #efe6cf;border-radius:20px;padding:30px 34px;transition:transform .15s ease,box-shadow .15s ease}
.promo-card:hover{transform:translateY(-2px);box-shadow:0 16px 40px rgba(3,65,134,.14)}
.promo-card.flip{grid-template-columns:1fr 300px}
.promo-card.flip .promo-cover{order:2}
.promo-cover{position:relative;padding:22px 14px 18px;isolation:isolate}
/* layered gold backdrop: dotted texture + big soft blob + a second tilted card behind the cover */
.promo-cover::before{content:"";position:absolute;inset:0;border-radius:18px;z-index:0;
  background:
    radial-gradient(circle at 70% 25%, rgba(255,222,89,.95) 0, rgba(255,222,89,.95) 120px, rgba(255,222,89,0) 121px),
    radial-gradient(circle at 20% 85%, rgba(255,222,89,.55) 0, rgba(255,222,89,.55) 70px, rgba(255,222,89,0) 71px),
    radial-gradient(rgba(214,168,0,.45) 1.6px, transparent 1.7px) 0 0/12px 12px,
    linear-gradient(135deg,#FFF1B8 0%,#FFE98F 100%)}
.promo-cover::after{content:"";position:absolute;left:12%;right:12%;top:10%;bottom:8%;border-radius:8px;z-index:0;
  background:#FFD84D;transform:rotate(4deg);box-shadow:0 10px 24px rgba(3,65,134,.10)}
.promo-cover img{position:relative;z-index:1;width:100%;height:auto;display:block;border-radius:8px;box-shadow:0 18px 40px rgba(3,65,134,.22);transform:rotate(-3deg);transition:transform .2s ease}
.promo-card:hover .promo-cover img{transform:rotate(-1.5deg) scale(1.02)}
.promo-txt h2{font-size:clamp(26px,3.2vw,34px);margin-bottom:8px}
.promo-txt p{font-size:18px;color:var(--slate);margin:0 0 10px}
.promo-list{margin:0 0 16px;padding:0;list-style:none}
.promo-list li{font-size:17px;padding:5px 0 5px 28px;position:relative}
.promo-list li::before{content:"\2713";position:absolute;left:0;top:5px;color:var(--navy);font-weight:700}
.promo-txt .btn{pointer-events:none}
.promo-txt small{display:block;font-size:14px;color:var(--slate);margin-top:10px;line-height:1.5}
@media(max-width:760px){.promo-card,.promo-card.flip{grid-template-columns:1fr;padding:22px 20px;gap:18px}.promo-card.flip .promo-cover{order:0}.promo-cover{max-width:220px;margin:0 auto}.promo{padding:30px 0}}

/* ===== PROPOSED (v2) ===== */
/* 2+3+4: under-button stamp and trust strip */
.under-btn{margin:10px 0 0;font-size:17px;color:#fff;line-height:1.5}
.under-btn b{color:var(--gold);display:block;font-size:18px}
.under-btn span{color:var(--mist);font-size:15.5px}
.trust-strip{display:flex;gap:14px;align-items:center;margin:18px 0 6px;padding:12px 14px;background:rgba(255,255,255,.08);border-radius:14px;font-size:15.5px;line-height:1.45;color:var(--mist)}
.trust-strip img{width:56px;height:56px;border-radius:50%;object-fit:cover;flex:none;border:3px solid #fff}
.trust-strip b{color:#fff;font-size:16px}
.trust-strip .indep{color:var(--gold);font-weight:600}
.hero .promises{margin-top:12px;font-size:16px}
/* 5: the aha sentence on the summary card */
.summary .aha{font-size:20px;line-height:1.45;color:#fff;background:rgba(255,222,89,.14);border-left:5px solid var(--gold);border-radius:8px;padding:12px 14px;margin:12px 0 14px}
.summary .aha b{color:var(--gold);font-size:24px;font-family:var(--display)}
/* readability: lift every small label to 15-16px, calmer letterspacing */
.eyebrow{font-size:15px;letter-spacing:.08em}
.stat span{font-size:15.5px}
.nums span{font-size:14px;letter-spacing:.02em;text-transform:none;font-weight:600}
.nums small{font-size:14px}
.bens{font-size:16px}
.badge{font-size:14px}
.consent span,.fine{font-size:15px;line-height:1.6}
.consent{padding:16px}
.count{font-size:17px}
.plan .org{font-size:17px}
/* human escape hatch near the gate */
.gate .human{font-size:16px;color:var(--slate);margin:14px 0 0;padding:12px 14px;background:var(--gray-bg);border-radius:10px}
.gate .human b{color:var(--ink)}
@media(max-width:600px){.trust-strip{align-items:flex-start}.under-btn b{font-size:17px}}

.subhead{font-size:24px;margin:22px 0 12px;color:var(--navy)}

/* the clock (identical to the Checkup) */
.clock{background:var(--gold);color:var(--ink);text-align:center;padding:12px 16px 14px}
.cl-label{font-weight:700;font-size:17px}
.cl-row{display:flex;justify-content:center;gap:10px;margin:8px 0 6px}
.cl-box{background:var(--navy);color:#fff;border-radius:10px;min-width:84px;padding:8px 6px 7px}
.cl-box span{display:block;font-family:var(--display);font-weight:700;font-size:36px;line-height:1;font-variant-numeric:tabular-nums}
.cl-box small{display:block;font-size:12.5px;letter-spacing:1.2px;text-transform:uppercase;font-weight:700;color:#cfe0f3;margin-top:4px}
.cl-sub{font-size:15.5px;font-weight:600}
@media(max-width:620px){.cl-box{min-width:66px}.cl-box span{font-size:28px}.cl-label{font-size:15.5px}.cl-sub{font-size:14px}}

/* consent panel: one clear agreement, whole panel tappable, big box */
.gate label.consent{display:flex;gap:14px;align-items:flex-start;cursor:pointer;font-weight:400;font-size:inherit;margin:14px 0;padding:16px;background:var(--gray-bg);border:2px solid var(--gray);border-radius:12px;transition:border-color .2s,background .2s}
.gate label.consent:hover{border-color:var(--navy)}
.gate label.consent input{width:28px;height:28px;flex:none;margin:1px 0 0;accent-color:var(--navy);cursor:pointer}
.gate label.consent:has(input:checked){border-color:var(--navy);background:#eef4fb}
.consent-lead{display:block;font-size:18px;line-height:1.4;color:var(--ink);margin-bottom:6px}
.gate label.consent span{font-size:14.5px;line-height:1.55;color:#374151}
.gate label.consent.flash{border-color:var(--gold);background:#fff4c2}
.gate label .why{display:block;font-weight:400;font-size:15px;color:var(--slate);margin-top:2px}